Merchant Cash Advance
Get upfront capital repaid through a percentage of your daily card sales. Flexible repayments that rise and fall with your revenue—ideal for retail and hospitality.
Learn more →Small Business Financing
Now Simplified!
Up to $300,000 in funding available within 24 hours. Alternative lending for Canadian small and mid-sized businesses.
Get Funded →Take the first step
Check your eligibility
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Business owner Canadian citizen or permanent resident
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Time in business At least 6 months
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Monthly revenue Minimum of $10,000
Products
Funding options for your business
Term Loans
Fixed amounts with set repayment terms and predictable monthly payments. Use funds for equipment, expansion, or working capital.
Learn more →Line of Credit
Access capital when you need it. Draw and repay as your cash flow allows—pay interest only on what you use.
Learn more →Industries We Serve
We fund a wide range of Canadian businesses—retail, restaurants, construction, professional services, healthcare, and more.
Learn more →Here's how it works
Apply online
Answer a few short questions and upload your last three months of business bank statements to receive personalized funding options.
Get approved
Securely connect your bank account to determine how much capital you qualify for to support your business growth.
Receive funds
Upon approval, get your funding in as little as 24 hours. Flexible payment plans tailored to your business needs.
Why choose Staraj Financial?
We understand the challenges small and mid-sized Canadian businesses face. That's why we offer fast access to up to $300,000 in capital with no collateral required, plus personalized repayment options and dedicated support.
$20M+
Funded to Canadian businesses
500+
Businesses supported
90%
Average approval rate
We're here to find the right fit for your business. Join hundreds of businesses that have secured funding to fuel their growth.
Get Funded →About us
Staraj Financial provides fast, simple business financing for Canadian small and mid-sized businesses. Based in Niagara Falls, we help owners access the capital they need to grow—with flexible options, no collateral required, and funding in as little as 24 hours. Our team is dedicated to understanding your business and finding the right fit for your needs.
FAQ
Common questions about our financing
- Who can apply?
- Canadian citizens or permanent residents who own a business, have been operating for at least 6 months, and have minimum monthly revenue of $10,000.
- How fast can I get funded?
- Once approved, you can receive funds in as little as 24 hours.
- Do I need collateral?
- No. We offer unsecured funding—no collateral required.
- How much can I borrow?
- You may qualify for up to $300,000, depending on your business and revenue.
Contact
Get in touch
Address
4635 Queen St Unit 2-6, Niagara Falls, ON L2E 2L7
Phone
+1 (365) 607-0015
Apply for a loan
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